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If you want to keep track of your building or remodelling costs or if you like some payment flexibility, sign up for a The Home Depot® Credit Card. We offer options that suit individuals and business owners.

In addition, you can use your Home Depot® Consumer Credit Card to take advantage of exclusive offers and promotions throughout the year.

THE HOME DEPOT® CONSUMER CREDIT CARD

The Home Depot Consumer Credit Card

The Home Depot® Consumer Credit Card:
Apply today and enjoy No Interest for 6 months* on any purchase of $299 or more (including taxes) when you use your Home Depot® Consumer Credit Card†. Payments required*. No Annual Fees.

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THE HOME DEPOT® COMMERCIAL REVOLVING CARD

The Home Depot Commercial Revolving Card

The Home Depot® Commercial Revolving Card:
Ideal for small-to-medium businesses that want the option of making minimum monthly payments.

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THE HOME DEPOT® COMMERCIAL ACCOUNT

The Home Depot Commercial Account

The Home Depot® Commercial Account:
Ideal for medium-to-large businesses that pay their balance in full each month.

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Manage your Home Depot® Account Online.

You've got all the tools you need to manage your account securely right here:

  • - Check your balance or available credit easily
  • - Add online users
  • - See when a payment is due or posted
  • - View unbilled activity and statements
  • - Request a credit limit increase
  • - Write to Customer Care with secure messaging

*Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Cardholder Agreement.

†On approved credit. Financing provided by The Home Depot Credit Services, a unit of Citi Cards Canada Inc. This offer is valid at The Home Depot Canada outside of Quebec. Offer not available to Quebec residents.

(For Quebec residents)

*Credit charges on your promotional purchases will accrue from the date of the purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at a Credit Rate of 28.8% per annum in accordance with the Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 1.0% of Purchases or $10, whichever is greater, plus other amounts as described in your Cardholder Agreement and as set out in your monthly Account Statement. After the end of the promotional period, for Debt to which a Regular Financing Plan applies, each minimum monthly payment is equal to 1.0% of Purchases, Cash Advances (if any), plus related interest or $10, whichever is greater, plus other amounts as described in your Cardholder Agreement and as set out in your monthly Account Statement. This billing period covered by each Account Statement will be approximately 25 days.

Examples of costs of borrowing at the standard credit rate of 28.8% per annum (assuming a regular financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges, all amounts rounded to the nearest cent) are as follows :

If your average
balance is:
Your monthly credit
charge will be:
$100 $2.36
$800 $18.93
$1 400 $33.14
$2 000 $47.34

† On approved credit. Financing provided by The Home Depot Credit Services, a unit of Citi Cards Canada Inc. This offer is valid at The Home Depot stores in Quebec only.