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Credit Centre

Credit Card Promotions

No Interest if Paid in Full within 6 Months*

on any in-store or online purchase of $299 or more (including taxes) when you use The Home Depot® Consumer Credit Card. Payments required. No administration fee for entering into this special financing plan^.

No Interest if Paid in Full within 12 Months*

on any Appliance purchase in-store of $299 or more (including taxes) when you use The Home Depot® Consumer Credit Card. Payments required. No administration fee for entering into this special financing plan^. Offer not available to Ottawa or Winnipeg residents.

No Interest if Paid in Full within 12 Months*

on any installed project (product and labour) purchase of $299 or more (including taxes) when you use The Home Depot® Consumer Credit Card and have it installed through The Home Depot Installation Services. Payments required. No administration fee for entering into this special financing plan^.

*Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement.

On approved credit. Financing provided by Home Depot Credit Services, a unit of Citi Cards Canada Inc. This offer is valid at The Home Depot Canada outside of Quebec. Offer not available to Quebec residents.

^See the Consumer Cardholder Agreement and Disclosure Statement for other fees and charges that apply to the account.

(For Quebec Residents)

*Credit charges on your promotional purchases will accrue from the date of the purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date.

If not, interest will be charged at a Credit Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 1.0% of Purchases or $10, whichever is greater, plus other amounts as described in your Cardholder Agreement and as set out in your monthly Account Statement.

For Debt to which a Regular Financing Plan applies, each minimum monthly payment is equal to 1% of Purchases, Cash Advances (if any), plus related interest or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your Account Statement.

The billing period covered by each Account Statement will be approximately 28 to 31 days. Examples of borrowing costs at the standard credit rate of 28.8% per annum (assuming a regular financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

If your average daily
Interest-Bearing Balance is:
Your monthly credit
charge will be:
$100 $2.36
$800 $18.93
$1 400 $33.14
$2 000 $47.34


On approved credit. Financing provided by Home Depot Credit Services, a unit of Citi Cards Canada Inc. This offer is valid at The Home Depot locations in Quebec only.

^ There are no annual membership or renewal fees which apply to the account, and there is no administration fee for entering into this special financing plan. See the Consumer Cardholder Agreement and Disclosure Statement for other fees and charges that apply to the account.

© 2016 Home Depot International, Inc. All rights reserved.
® Registered trademark of Home Depot International, Inc. Used under license.

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