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Project Loan

HVAC Installation

  • Improve your HVAC efficiency and lower your energy bill.

Affordable Payments from Just $13.00 Per Month*

Improving your home’s heating and cooling system makes you more comfortable, and lowers your energy bill. Our Installation Services professionals are licensed and authorized, able to analyze your needs, and expertly install all new models. The Home Depot offers a range of Installation Services and Monthly Payment options, with results guaranteed, so your new heating and cooling system installation will be a breeze.

  • No annual fees
  • Quick application process
  • Low fixed interest rate* with up to 144 months to pay
  • Pay off anytime without penalty
  • Easy pre-authorized payments




Project Loan Estimator
Loan Amount Typical Monthly Payment*
$1,000 $13
$2,500 $32
$5,000 $60
$7,500 $90
$10,000 $114
$15,000 $171
$20,000 $227

Project Loan Canadian Rates and Terms

Installment Loans: Equal Monthly Payments, With Interest

Loan Amount Consumer Fixed Rate Max Term* Max Amortization Period
$1,000 - $4,999 10.95% 60 Months 144 Months
$5,000 - $9,999 9.95% 60 Months 144 Months
$10,000 + 8.95% 60 Months 144 Months


Administration fee: $0 • Pre-payment penalty: $0 

Rates and terms are subject to change as per Section 3 of the Term Loan Program Agreement.

*Payments are calculated on a term of 60 months with a 144 month amortization based on the following rates. For loans between $1,000 - $4,999 the interest rate will be 10.95%. For loans between $5,000 - $9,999 the interest rate will be 9.95%. For loans above $10,000 the rate will be 8.95%. The rate will remain fixed at the appropriate level for the first 60 months. For Quebec residents only, payments are calculated on a max term of 144 months with a 144 month amortization period.