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Credit Services

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Credit Card


The Home Depot credit card.
The Home Depot Project Loan card.
The Home Depot Commercial Revolving card.
The Home Depot Commercial Account card.

Commercial Revolving Card

Consumer Credit Card

Make Everyday Home Improvements with The Home Depot Consumer Credit Card

  • No annual fees
  • Special promotions offered during the year
  • Hassle-free returns within 365 days of purchase

For questions about your Consumer Credit Card view Frequently Asked Questions or call 1-800-747-3787.

‡ Refer to for Terms and Conditions.

Project Loan

A Project Budget to Match Your Dreams

  • Prequalifying in under 60 seconds with no impact to your credit score
  • Get approved for up to $50,000**
  • Pay 0% APR for 6 months while you make your project purchases
  • Then pay 13.99% APR for up to 60 months, or pay off your balance in full at any time (no pre-payment penalty)
  • Use it with Home Depot online, in-store and for Home Services

For questions about your Project Loan Card view Frequently Asked Questions or call 1-866-207-3933.

No Impact To Credit Score

The Home Depot Commercial Credit Cards.

Commercial Credit Cards

Built to Power Business

  • Access to exclusive Pro Xtra Loyalty Program benefits when you sign up
  • No annual fee
  • Flexible payment options
  • Easy-to-read, SKU level, itemized billing statements
  • Online account management and purchase tracking

Compare Our Commercial Credit Cards

The Home Depot Commercial Revolving Card.

Payment Flexibility:

Depending on your needs, you can choose to pay your balance in full each month or make low minimum monthly payments.

Additional Cards for Employees:

Your employees can have their own cards, which they can use to make purchases on your account.

For questions about your Commercial Credit Card view Frequently Asked Questions or call 1-800-668-5336.

The Home Depot Commercial Account.

Pay in Full Monthly:

Your payment is due in full each month.

Cards for each Authorized Buyer:

Allow authorized users to make purchases while you control employee spending with detailed account information.

Pay by Invoice:

Optimize your cash flow with the flexibility to itemize and pay invoices.

For questions about your Commercial Credit Card view Frequently Asked Questions or call 1-888-308-5080.