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Credit Services

SAVE UP TO $100*

on your qualifying purchase**. Limited time offer. 
*,** Important terms and conditions apply.

FIND THE RIGHT CARD FOR YOU

Consumer Credit Card

Make everyday home improvements possible.

  • Special promotions offered throughout the year
  • Low minimum monthly payments
  • Easy online account management
  • Hassle free 365-day returns. Refer to The Home Depot Returns Policy for details.

Project Loan

Get approved today for up to $50,000.
 

  • Prequalify in under 60 seconds with no impact to your credit score
  • 0% APR for 6 months while you shop
  • Then take up to 5 years at 13.99% APR to pay off your purchases
  • No prepayment penalty. Minimum spend and payment required.

Commercial Revolving Card

Power your business your way.
 

  • Flexible payment options with no annual fees
  • Purchase tracking and online account management 
  • Authorized user cards — issue cards to employees entrusted to make purchases
  • Extra 1% in Quarterly Rewards when you link your card with your Pro Xtra Account

Commercial Account

 The card that works for you.
 

  • Pay in full each month with no annual fees
  • Optimize cash flow by itemizing and paying select invoices 
  • Extra 1% in Quarterly Rewards when you link your card with your Pro Xtra Account
  • Purchase tracking and online account management
  • Special promotions offered throughout the year
  • Low minimum monthly payments
  • Easy online account management
  • Hassle free 365-day returns. Refer to The Home Depot Returns Policy for details.
  • Prequalify in under 60 seconds with no impact to your credit score
  • 0% APR for 6 months while you shop
  • Then take up to 5 years at 8.99% APR to pay off your purchases
  • No prepayment penalty. Minimum spend and payment required.
  • Flexible payment options with no annual fees
  • Purchase tracking and online account management 
  • Authorized user cards — issue cards to employees entrusted to make purchases
  • Extra 1% in Quarterly Rewards when you link your card with your Pro Xtra Account
  • Pay in full each month with no annual fees
  • Optimize cash flow by itemizing and paying select invoices 
  • Extra 1% in Quarterly Rewards when you link your card with your Pro Xtra Account
  • Purchase tracking and online account management 

Current Credit Offers

More Power For Your Business When You Sign Up With Pro Xtra

Link your new The Home Depot® Commercial Card to your Pro Xtra account and unlock more benefits.

0% APR For 6 Months While You Shop

Then pay 8.99% APR for up to 60 months.

* OAC from FinanceIt Canada Inc. Terms Apply. Minimum spend required. Interest does not accrue during 6-month Shopping Period. No pre-payment penalty. 

Consumer Credit Card FAQs

Account Information

Payment Information

Interest Charges

Project Loan FAQ

Application FAQ

Shopping Period FAQ

Monthly Installments FAQ

Commercial Credit Card FAQ

The Home Depot Commercial Credit Programs