Available Credit Offers

For Canadian Residents (excluding Quebec):

*NO INTEREST/NO APR IF PAID IN FULL WITHIN 6 MONTHS on any purchase of $299 or more (including taxes) when you use your Home Depot^® Consumer Credit Card. Payments required. No annual fees.

Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot Canada locations outside of the Province of Quebec. Offer not available to Quebec residents; if your account was opened in Quebec and you now reside in another province, please refer to the below information applicable to Quebec residents and to your Consumer Cardholder Agreement for the terms applicable to you. Not valid in combination with any other offer.

For Quebec Residents: 

*NO INTEREST/NO CREDIT RATE IF PAID IN FULL WITHIN 6 MONTHS on any purchase of $299 or more (including taxes) when you use your Home Depot^® Consumer Credit Card. Payments required. No annual fees.

Credit charges on your promotional purchases will accrue from the date of the purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase is paid in full by the plan expiration date.

If not, interest will be charged at a Credit Rate of 21.50%^{^} per annum in accordance with the Consumer Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 5%^{^^} of Purchases or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 5% of total unpaid Purchases plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

The billing period covered by each Account Statement will be approximately 28 to 31 days. A grace period of 25 days applies to non-qualifying purchases when posted to the Account. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the standard Credit Rate of 21.50% per annum (assuming a Regular Financing Plan balance owing during a 30-day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at Home Depot locations in the Province of Quebec only. Not valid in combination with any other offer.

^˄ If your Account was opened prior to March 15, 2020, interest will be charged at a Credit Rate of 23.25% per annum in accordance with your Consumer Cardholder Agreement.

^{^^} If your Account was opened prior to August 1, 2019, the minimum monthly percentage used to calculate the minimum payment is equal to 2.5% and will increase to 3.0% on August 1, 2021, 3.5% on August 1, 2022, 4.0% on August 1, 2023, 4.5% on August 1, 2024 and 5.0% on August 1, 2025.

© 2021, Home Depot International, Inc. All rights reserved. ^® Registered trademark of Home Depot International, Inc. Used under license.

For Canadian Residents (excluding Quebec):

*NO INTEREST/NO APR IF PAID IN FULL WITHIN 12 MONTHS on any single-receipt installed project purchase (product and labour) of $299 or more (including taxes) when you use your Home Depot^® Consumer Credit Card. Payments required. No annual fees.

Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement.

^▼ When installed through The Home Depot Home Services.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot Canada locations outside of the Province of Quebec. Offer not available to Quebec residents; if your account was opened in Quebec and you now reside in another province, please refer to the below information applicable to Quebec residents and to your Consumer Cardholder Agreement for the terms applicable to you. Not valid in combination with any other offer.

For Quebec Residents: 

*NO INTEREST/NO CREDIT RATE IF PAID IN FULL WITHIN 12 MONTHS on any single-receipt installed project purchase (product and labour) of $299 or more (including taxes) when you use your Home Depot^® Consumer Credit Card. Payments required. No annual fees.

Credit charges on your promotional purchases will accrue from the date of the purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase is paid in full by the plan expiration date.

If not, interest will be charged at a Credit Rate of 21.50%^{^} per annum in accordance with the Consumer Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 5%^{^^} of Purchases or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 5% of total unpaid Purchases plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

The billing period covered by each Account Statement will be approximately 28 to 31 days. A grace period of 25 days applies to non-qualifying purchases when posted to the Account. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the standard Credit Rate of 21.50% per annum (assuming a Regular Financing Plan balance owing during a 30-day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

^▼ When installed through Home Depot Home Services.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at Home Depot locations in the Province of Quebec only. Not valid in combination with any other offer.

^˄ If your Account was opened prior to March 15, 2020, interest will be charged at a Credit Rate of 23.25% per annum in accordance with your Consumer Cardholder Agreement.

^{^^} If your Account was opened prior to August 1, 2019, the minimum monthly percentage used to calculate the minimum payment is equal to 2.5% and will increase to 3.0% on August 1, 2021, 3.5% on August 1, 2022, 4.0% on August 1, 2023, 4.5% on August 1, 2024 and 5.0% on August 1, 2025.

© 2021, Home Depot International, Inc. All rights reserved. ^® Registered trademark of Home Depot International, Inc. Used under license.

For Canadian Residents (excluding Quebec):

*NO INTEREST/NO APR IF PAID IN FULL WITHIN 12 MONTHS on any single-receipt Major Appliance purchase of $299 or more (including taxes) when you use your Home Depot^® Consumer Credit Card. Payments required. No annual fees.

Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement.

Offer not valid on range hoods, small appliances, parts, accessories, services, floor care and home comfort products. Offer valid at The Home Depot Canada. Not valid in combination with any other offer. Selection varies by store and quantities are limited. We reserve the right to limit quantities sold. No substitutions or rain checks. See store associate for details.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot Canada locations outside of the Province of Quebec. Offer not available to Quebec residents; if your account was opened in Quebec and you now reside in another province, please refer to the below information applicable to Quebec residents and to your Consumer Cardholder Agreement for the terms applicable to you. Not valid in combination with any other offer. 

For Quebec Residents: 

*NO INTEREST/NO CREDIT RATE IF PAID IN FULL WITHIN 12 MONTHS on any single-receipt Major Appliance purchase of $299 or more (including taxes) when you use your Home Depot^® Consumer Credit Card. Payments required. No annual fees.

Credit charges on your promotional purchases will accrue from the date of the purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase is paid in full by the plan expiration date.

If not, interest will be charged at a Credit Rate of 21.50%^{^} per annum in accordance with the Consumer Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 5%^{^^} of Purchases or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 5% of total unpaid Purchases plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

The billing period covered by each Account Statement will be approximately 28 to 31 days. A grace period of 25 days applies to non-qualifying purchases when posted to the Account. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the standard Credit Rate of 21.50% per annum (assuming a Regular Financing Plan balance owing during a 30-day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

Offer not valid on range hoods, small appliances, parts, accessories, services, floor care and home comfort products. Offer valid at The Home Depot Canada. Not valid in combination with any other offer. Selection varies by store and quantities are limited. We reserve the right to limit quantities sold. No substitutions or rain checks. See store associate for details.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at Home Depot locations in the Province of Quebec only. Not valid in combination with any other offer.

^˄ If your Account was opened prior to March 15, 2020, interest will be charged at a Credit Rate of 23.25% per annum in accordance with your Consumer Cardholder Agreement.

^{^^} If your Account was opened prior to August 1, 2019, the minimum monthly percentage used to calculate the minimum payment is equal to 2.5% and will increase to 3.0% on August 1, 2021, 3.5% on August 1, 2022, 4.0% on August 1, 2023, 4.5% on August 1, 2024 and 5.0% on August 1, 2025.

© 2021, Home Depot International, Inc. All rights reserved. ^® Registered trademark of Home Depot International, Inc. Used under license.